Caldwell’s Roofing is happy to announce: via GreenSky, we are now offering financing!
Caldwell’s Roofing Now Offering Financing!
| Plan 6060 Optimal 5-Year Plan | Plan 6024 Optimal 2-Year Plan | Plan 1187 Optimal 1-6 Month Plan (Can be carried to full 7-year term with hefty financing costs) |
|
|---|---|---|---|
| Length of Loan | 60 Month Term (Can be paid early, but with no benefit, as merchant fee is only finance cost on this option) | 24 Month Term (Can be paid early, but with no benefit, as merchant fee is only finance cost on this option) | 84 Month Term (Paying this off early within the first 6 months is the best option, as the merchant fee is small, and the APR will end up costing a lot over time) |
| Interest Rate (Equal Monthly Payments) | 0% APR | 0% APR | 9.99% APR |
| Merchant Fee Percentage (Built into contract price) | 17.65% | 9.29% | 3.36% |
| Total Cost of Merchant Fee (Per $10,000 financed) | $1,765 | $929 | $336 |
| Total Payback (Per $10,000 financed) | $11,765 | $10,929 | $15,036 (7-yr) [Or $10,640 (6-mo)] [Or $10,510 (3-mo)] |
| Estimated Monthly Payment (Per $10,000 financed) | $197/month (5 yr) | $456/month (2 yr) | $179/month (7 yr) [Or $1,773/month (6 mo)] [Or $3,503/month (3 mo)] |
Three attractive loan products make it easy to afford a great roof!
- Plan 6060. 0% APR Equal Monthly Payments for 60 Months (+ 17.65% Merchant Fee, Built into Job Cost)
- Plan 6024. 0% APR Equal Monthly Payments for 24 Months (+ 9.29% Merchant Fee, Built into Job Cost)
- Plan 1187. 9.99% APR Equal Monthly Payments for 84 Months (+ 3.36% Merchant Fee, Built into Job Cost)
A re-roof costing $10,000 all at once would end up costing the following (using plans above, and including merchant fees):
- $196/mo for 60 months (total of $11,765 [includes $1,765 Merchant Fee]) Best 5-Year Plan
- $456/mo for 24 months (total of $10,929 [includes $929 Merchant Fee]) Best 2-Year Plan
- $179/mo for 84 months (total of $15,036 [includes $336 Merchant Fee], or $10,640 if paid in full within 6 months, or $10,510 if paid in full within 3 months) Best Option for Paying Loan Off Early in 6 Months or Less
With GreenSky roofing financing, you gain the ability to break a huge payment up into very small amounts – why not use this ability to get a better, longer-lasting roof?
Caldwell’s Roofing Now Offering Financing – the Details:
In becoming a certified merchant of GreenSky, Caldwell’s Roofing can offer up to $55,000, which is good not just for roofing projects, but siding, gutters, or other remodeling ideas!
Even if you’re afraid you have poor credit, you can do a joint application with a family member to get approved.
The application process is simple – you can click one of the three loan options below, or we can scan your ID and pre-populate the GreenSky app and get you a decision within about 15 minutes.
Once you’re approved with GreenSky, you’ll receive an email/mail version of a “paper credit card” with a number for purchases. You’ll have a 4 month (120 day) window after this approval to make all the roofing and other home improvement payments you desire.
First payment will be due about 30 days after first purchase.
Visit greenskycredit.com for more information.
*Disclaimers: the math done on this page is believed to be accurate, but please double-verify and make sure you understand any document you sign with GreenSky. Also, accepting credit cards adds a 3.36% fee (also built into job cost). Also, GreenSky may offer a few months of no payments or lessened payments, which have not been shown in the tables, which may make the other payments slightly higher than shown.
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